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Showing posts from June 22, 2023

Essential Reading About Medical Insurance for You

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                                                                 Photo by Total Shape A question often asked by seniors is “ As a Senior can I get Medical/Health Insurance?” Or sometimes more specifically like “I am 66 years or I am over 70 years old, can I get Medical Insurance? Health conditions are usually directly proportional to age. As we age health problems increase. Is Medical Insurance necessary for seniors in India? Medical expenditure is increasing and will continue to increase in the years to come. It would be challenging for senior citizens who are living on their savings or pension to bear the high cost of medical treatment entirely on their own. How many retired employees are fully covered by medical insurance? Government employees continue to have health care covered by the Central Government Health Scheme (CGHS) after retirement. It is mostly provided for the retired Government employee and spouse. However, many times the CGHS “approved rates” are far below t